Why Travel Insurance is Essential

Travel insurance provides peace of mind by covering a wide range of potential issues that could arise during your trip. It protects your investment and ensures you’re not left with hefty bills or lost funds due to circumstances beyond your control.

Key Benefits of Travel Insurance

• Trip Cancellation Coverage: Reimburses you for non-refundable trip costs if you have to cancel due to covered reasons like illness, injury, or natural disasters.

• Medical Coverage: Provides emergency medical care coverage while traveling, especially important if your primary health insurance doesn’t cover international travel.

• Lost or Delayed Baggage: Covers the cost of replacing essential items if your luggage is lost, stolen, or delayed.

• Travel Delay Coverage: Reimburses additional expenses if your trip is delayed due to unforeseen events like severe weather or mechanical issues.

• Emergency Evacuation: Covers the cost of medical evacuation to the nearest appropriate facility in case of a serious illness or injury.

Types of Travel Insurance

• Single Trip Travel Insurance: Ideal for occasional travelers, this policy covers a specific trip with benefits like trip cancellation, medical emergencies, and lost luggage.

• Annual Travel Insurance: Perfect for frequent travelers, this policy covers all trips within a year, offering convenience and comprehensive protection.

• Medical Travel Insurance: Focuses primarily on covering emergency medical expenses, especially important for international travel.

• Group Travel Insurance: Offers coverage for groups traveling together, whether for family reunions, business trips, group tours, mission trips, student trips, sports trips, and more.

• Foreign Study Insurance: Medical coverage for students/scholars participating in sponsored study abroad program or participants of a cultural exchange program.

• 65+ Travel Insurance: Important coverage for those that have a Medicare Supplement or Advantage Plan.

Travel Insurance Statistics

• 22% of travelers reported having to cancel or interrupt their trips in the last year due to unforeseen events .

• Over 50% of American travelers experience some type of travel disruption annually, including delays, cancellations, or medical emergencies .

• 1 in 6 travelers have faced medical emergencies while traveling abroad, often resulting in significant out-of-pocket expenses without travel insurance .

How We Can Help

As experienced travel insurance brokers, we help you find the best policy that meets your needs and budget. Our services include:

• Personalized Consultation: We assess your travel plans and coverage needs to recommend the most suitable travel insurance options.

• Plan Comparison: We compare policies from top travel insurance providers to ensure you get comprehensive coverage at the best value.

• Ongoing Support: We provide continuous support before, during, and after your trip, assisting with claims and any questions you may have.

Frequently Asked Questions

Do I need travel insurance for domestic trips?
While travel insurance is often associated with international travel, it can also be valuable for domestic trips, especially for covering trip cancellations, delays, and medical emergencies.

What’s covered under trip cancellation insurance?
Trip cancellation insurance typically covers non-refundable expenses if you need to cancel your trip due to covered reasons like illness, injury, death of a family member, or unforeseen events like natural disasters.

Can I purchase travel insurance after booking my trip?
Yes, you can purchase travel insurance after booking your trip, but it’s advisable to do so as soon as possible to ensure you’re covered for any unexpected events that may arise before your departure.

Contact Us

Ensure your travels are protected with the right travel insurance plan. Contact our expert brokers today to explore your options and find the coverage that best suits your travel needs. Call 317-778-8864 or fill out our online form for a free consultation.